LeCanadian http://www.mbytmf.icu Canada's socially conscious lifestyle magazine Fri, 16 Oct 2020 02:05:09 +0000 en-US hourly 1 Managing your debts and loans in challenging times http://www.mbytmf.icu/business/managing-your-debts-and-loans-in-challenging-times.html Fri, 16 Oct 2020 02:05:09 +0000 http://www.mbytmf.icu/?p=10889 NC) If you’re having trouble managing your finances because of the COVID-19 pandemic, you are not alone. While some people are managing to pay their bills and meet their commitments, many Canadians are grappling with major financial pressures. If you find managing your debts and loans to be challenging, here are some actions you can take to help bring things back under control. Identify your debts. Make a list of all your debts. This can include your mortgage or rent, car, utility bills, credit card balances, student loans, etc. Next, indicate the total amount due for each debt, the interest […]

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NC) If you’re having trouble managing your finances because of the COVID-19 pandemic, you are not alone. While some people are managing to pay their bills and meet their commitments, many Canadians are grappling with major financial pressures.

If you find managing your debts and loans to be challenging, here are some actions you can take to help bring things back under control.

Identify your debts. Make a list of all your debts. This can include your mortgage or rent, car, utility bills, credit card balances, student loans, etc. Next, indicate the total amount due for each debt, the interest rate, the minimum payment required and the due date.

Review your budget. A budget is a plan that helps you manage your money. It helps you determine how much money you take in, spend and save; figure out how to balance your income with your expenses; and achieve your financial goals.

The Financial Consumer Agency of Canada has an online budget planner tool that can help you create a budget and effectively monitor your financial situation.

Make a plan to repay your debts. Once you’ve identified all your debts, choose a reasonable payment schedule that you can meet. Next, you can begin creating your plan. Start by paying down the debts with the highest interest rates. That way, you pay less interest and will be free of your debts sooner.

For some people, getting rid of smaller debt first gives them the satisfaction of repaying debt more quickly. This may motivate you to pursue your goal of becoming debt free. However, evaluate this carefully, as this option could cost you more in interest over time.

Avoid taking on more debt. If you must borrow, take out only what you need and make sure you know how much the different credit products cost before making a decision.

Find more information at canada.ca/money.

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Book Self-Publishing: Top 5 reasons Professors are choosing AgoraPublishing.com http://www.mbytmf.icu/business/book-self-publishing-top-5-reasons-professors-are-choosing-agorapublishing-com.html Mon, 12 Oct 2020 08:33:06 +0000 http://www.mbytmf.icu/?p=10883 Self-publishing is still quite uncommon in the field of academics and for some, the term self-publishing seems more like a substandard publishing process that only cheap authors do. On the contrary, self-publishing is a perfect platform for all kinds of professionals who want to share their ideas and work, promote their businesses, and of course, make a profit. With the advent of technologies such as print-on-demand media, it has become a lot easier to make any book you want and put it up for sale. Self-publishing equally provides complete creative control over your content, marketing and even pricing—unlike with traditional […]

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Self-publishing is still quite uncommon in the field of academics and for some, the term self-publishing seems more like a substandard publishing process that only cheap authors do. On the contrary, self-publishing is a perfect platform for all kinds of professionals who want to share their ideas and work, promote their businesses, and of course, make a profit.

With the advent of technologies such as print-on-demand media, it has become a lot easier to make any book you want and put it up for sale. Self-publishing equally provides complete creative control over your content, marketing and even pricing—unlike with traditional publishing.

Unlike other similar platforms, Agorapublishing.com is a great option for academicians who want to self-publish high quality and mass marketable academic books in Ottawa. Here are the top five reasons why Professors choose to self-publish their books with Agora Publishing:

  1. Better control

The self-publishing industry is expanding into academics and now, professors can get their work published to the world exactly how they pictured it, without having to compromise quality or make any major alteration to their research.

Traditional academic publishing mandates authors to go through a rigorous verification process and at some point, remove certain content from their book or academic paper. This typically implies that there would be an alteration to the original vision for your work by the publishing house or committee to better suit their own priorities and agenda. Usually, it also means that you’ll be equally forfeiting some of your content rights.

However, with Agora Publishing, professors are now able to reach audiences on their own terms, bypassing the usual publishing cycle involving agents, pitches, multiple revisions, editing for marketers, and book tours. It grants them an opportunity to share all they have to say with readers who are willing to listen. With traditional publishing, you’re not allowed to do that, no matter how insightful or prominent a professor may be.

  1. Reach a wider audience

Self-published professors own all the rights to their works, which means that they can set the book up for sale in any country, through any channel, at any price and in any format (print, eBook, or audio). They hold the deciding power as to where and when to sell the book, how they want to promote it, and as a result, can reach a global audience.

According to Dr. Fabio Rojas, an associate professor of sociology at Indianan University, self-publishing his book, Grad Skool Rulz: Everything You Need to Know about Academia from Admissions to Tenure, allowed him to reach a wider audience than traditional scholar publishing.

“Anybody in the world who has a cell phone, a desktop – they can read this for three bucks or less. And I’ll give it to you for free if you’re financially strapped,” he said in a report. “This doesn’t replace my normal academic publishing, but what it does is it reaches a new audience.”

This is something a traditional academic publishing house won’t offer as they are quite rigid and may not know your target audience the way you do.

  1. Quick to set-up

With traditional scholarly publishing, your work may take up to four years or more before it is published, said Steffen Bohm, a management and sustainability professor at the University of Essex.

On the other hand, self-publishing with Agora Publishing ensures that your project is released to the public as quickly as possible, so you can proceed to your next academic work. Once all the final touches have been put in place on your project, it can be instantly uploaded to a self-publishing site, choose where you want it to sell, and within days or weeks, it will be available for purchase.

  1. Save cost

Professors are choosing to self-publish their work as it is a much cheaper option. Unlike traditional publishers who charge an expensive fee, using a self-publishing website means you will only have to pay a small fee for each book.

However, if you use a print-on-demand publishing company, you are charged for each copy, but no large print runs. Self-publishing allows professors to save money to be used for other academic research rather than spending on retailers and wholesalers.

  1. Better royalties

Academic books are rarely bestsellers, but once a book becomes a requirement for a university course, it can be quite profitable.

A traditional publishing company would only pay you a little percentage of your book earnings and this can be very discouraging.

“You do all the work, and the returns are very low,” said Martin Weller, a professor at the Open University. “You sign away a ridiculous amount of rights – the form includes future TV rights, merchandising, etc., but you take all the risks … if someone sues because of the book’s content it is your liability.”

Self-publishing allows professors to own a much larger percentage of their book earnings than traditional publishing.

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Les produits de seconde main sont de plus en plus populaires http://www.mbytmf.icu/fr/les-produits-de-seconde-main-sont-de-plus-en-plus-populaires.html Thu, 24 Sep 2020 03:23:29 +0000 http://www.mbytmf.icu/?p=10876 Il y a quelques années, beaucoup de gens auraient refusé de porter un vêtement de seconde main ou d’acheter un canapé d’occasion. Cette tendance à vouloir toujours acheter du neuf acependant rapidement basculé. Effet de mode, besoins financiers, écologie… Quelle que soit la raison de ce changement, on ne peut que l’applaudir. Les vêtements d’occasion C’est probablement la manière de réutiliser les objets la plus populaire. Refaire sa garde-robe ne co?te quasiment rien si on revend nos anciens vêtements pour ensuite en acheter d’autres à seulement quelques dollars. D’ailleurs, le nombre d’applications, de sites Internet et de pages sur les […]

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Il y a quelques années, beaucoup de gens auraient refusé de porter un vêtement de seconde main ou d’acheter un canapé d’occasion. Cette tendance à vouloir toujours acheter du neuf acependant rapidement basculé. Effet de mode, besoins financiers, écologie… Quelle que soit la raison de ce changement, on ne peut que l’applaudir.

Les vêtements d’occasion

C’est probablement la manière de réutiliser les objets la plus populaire. Refaire sa garde-robe ne co?te quasiment rien si on revend nos anciens vêtements pour ensuite en acheter d’autres à seulement quelques dollars. D’ailleurs, le nombre d’applications, de sites Internet et de pages sur les réseaux sociaux mettant en contact acheteurs et vendeurs ne cesse d’augmenter.

Le fait d’ainsi diminuer le nombre de déchets textiles est-il une question d’économie ou les individus se préoccupent-ils davantage du bien-être de notre planète? Ana, habitante du Québec, nous indique que pour elle, c’est la meilleure fa?on de se faire plaisir sans trop dépenseret, du même coup, d’avoir une empreinte écologique limitée.

Les meubles et les accessoires

Il y a une dizaine d’années, les étudiants, les jeunes couples et les familles au revenu modeste choisissaient souvent des meubles d’occasion pour leur logement. Maintenant, même les individus faisant partie de la classe moyenne n’hésitent pas à acheter une table à manger pour une dizaine ou vingtaine de dollars de quelqu’un du quartier.

Un deuxième changement dans notre fa?on de consommer est également notable?: non seulement les gens achètent de plus en plus de produits d’occasion, mais ils les achètent également de plus en plus en ligne. Effectivement, il est possible, et même facile, de contacterdes vendeurs par l’intermédiaired’une application ou d’un site web ou de trouver un revendeur de produits d’occasion qui possède une boutique en ligne(e-shop).

L’upcycling

Les meubles d’il y a 30, 40 ou 50 ans ne se marient pas très bien avec la décoration moderne d’aujourd’hui. Pour contrer ce problème, une nouvelle tendance a fait son apparition : l’upcycling. Il s’agit de prendre un meuble, un objet décoratif ou même un vêtement démodé, ab?mé ou pas à notre go?t et de le transformer. Un coup de peinture, un nouvel abat-jour sur la lampe, un peu de créativité avec la machine à coudre et voilà?: un nouveau décor pour la maison !

Plus précisément, des canevas (toiles brodées) des années ‘80 sont aujourd’hui remis à l’honneur sous forme de sac à main ou cousus sur une veste en jean. Ces fa?ons de faire sont parfaites pour donner une deuxième vie à ces objets qui ont été créés avec tant d’amour, mais qui, aujourd’hui, n’ont plus vraiment leur place sur nos murs.

Certaines choses ne s’achètent pas d’occasion

Toutefois, même les plus adeptes des produits d’occasion doivent parfois se résoudre à acheter du neuf. Cela s’applique notamment pour les matelas, les sous-vêtements ou les accessoires intimes, par exemple, les sex-toys. Vous pouvez tout à fait acheter un Fleshlight chez easytoys pour vous faire plaisir et le glisser dans votre table de nuit upcyclée. Ainsi, les mondes de l’occasion et du neuf se marient et, tout en se faisant plaisir, un petit geste pour la planète est posé.

 

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Anti-black racism permeates SawYouAtSinai.com http://www.mbytmf.icu/lifestyle/anti-black-racism-permeates-sawyouatsinai-com.html Tue, 01 Sep 2020 03:11:36 +0000 http://www.mbytmf.icu/?p=10846 The constant persecution faced by Jewish communities around the world due to anti-Semitism is generally known. Many Jewish communities scattered across the globe are relentlessly faced with all kinds of threats involving swastikas, acts which call back to the early 1940s and the Holocaust. Despite Jewish communities suffering such hate and racism over the years, it comes as a rude shock to witness the level of hideous racism that exists even within the Jewish community. A recent event involving the New York City-based Jewish dating website SawYouAtSinai.com clearly showed the level of racism Jewish people suffer at the hands of […]

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The constant persecution faced by Jewish communities around the world due to anti-Semitism is generally known. Many Jewish communities scattered across the globe are relentlessly faced with all kinds of threats involving swastikas, acts which call back to the early 1940s and the Holocaust.

Despite Jewish communities suffering such hate and racism over the years, it comes as a rude shock to witness the level of hideous racism that exists even within the Jewish community. A recent event involving the New York City-based Jewish dating website SawYouAtSinai.com clearly showed the level of racism Jewish people suffer at the hands of other Jews.

The range of racism within Jewish communities has typically been spearheaded by white Eastern and Central European ‘Ashkenazi’ Jews, who show strong racist conduct towards the ‘Sephardic’ Jews, many of whom are North African and Middle Eastern. The elites of white Jewish communities have also subjected black Jewish people in general to racism, oppression, and outright exclusion. Generally, racism within Jewish communities has been targeted towards dark-skinned Jews and other visible minorities who are not white.

The Jewish dating site SawYouAtSinai.com is managed by Ashkenazi Jews and operates several other affiliate matchmaking platforms including JretroMatch.com. On the website, you can almost only find Ashkenazi Jews as they comprise the overwhelming majority of users on the site, leaving little or no room for Sephardic Jews.

The Ashkenazi Jews who manage Jretromatch.com and SawYouAtSinai.com are apparently supporters of racist ideology that forbids “race-mixing” with non-Jews or non-white Jewish people. The Ashkenazi Jewish elites who manage these sites appear to believe that black Jews don’t belong on their sites.? Due to this racist ideology, a black Jewish male who ‘dared’ to open an account on these predominantly white Jewish dating sites—owned by Marc Goldmann—had his account suspended by Mr. David Strauss. The black Jewish male’s calls for Mr. Strauss’s supervisors to investigate the matter went ignored.

Out of sheer apparent racism for black Jews, Mr. Strauss flagged this black Jewish male’s account and then suspended it.

Upon noticing this suspension, the black Jewish male called the company, and Mr. Strauss showed no iota of remorse nor expressed any interest in looking into the man’s claim of being a valid and compliant member of the dating site.

One comment that further heightened Mr. Strauss’s racist behaviour was his weak justification for suspending the account of this complainant. He told the complainant that his account photo depicted a black male and the individual on the phone “sounded white.” Therefore, Mr. Strauss reached the unjust conclusion that the person on the profile was not the same as the one on the phone.

Due to this, Mr. Strauss quickly suspended the complainant’s account on the pretext of fraud being carried out by a “white person”; this was despite the complainant’s offer to provide solid evidence in the form of live TV interviews on YouTube by two separate and renowned broadcasters.

The black Jewish complainant had his membership suspended within minutes of this phone conversation with Mr. Strauss.

Despite being suspended unjustly and on a racist pretext, the black Jewish male still left several messages on the dating site’s office phone and through their email, and they have all been ignored.

It is quite evident that the management of this Jewish dating site is strongly against having a dark-skinned “negro” on their website. They showed zero interest in considering the overwhelming evidence that proved the legitimacy of this black Jewish male’s account.

During the complainant’s conversation with Mr. Strauss, Mr. Strauss vehemently stated that the platform was “private” and the company reserved the right to remove anyone who “they didn’t like.” Judging from the outcome of this event, they apparently didn’t like “his kind.”

This is unfortunately just one of many accounts of Jewish racism towards darker-skinned Jews. A Sephardic lawyer colleague of mine noted that she was referred to as a “nigger” on numerous occasions during a trip to Israel. This further illustrates the degrading way the elite “Zionist” Ashkenazis often treats visible minority Jews.

Simply because of the black profile photo that was used on the dating site, Mr. Strauss was triggered and decided to remove the user from the site using a racist pretext.? The man’s account was suspended after matchmakers had already arranged several matches with this “negro Jew.”

It is worthy of note that most of the users on this site are Ashkenazis and while most of them are respectable members of the Jewish community, Mr. Strauss and the management of SawYouAtSinai.com, including Marc Goldmann and fellow co-founder Azi Cutter, don’t belong in this bracket, as they have ignored several attempts to investigate this issue.

Nylah Burton, a sexual assault survivor advocate and a student from Howard University, talks comprehensively about the racism faced by black Jews in the Jewish community in an article. The article gives deep insights into the plight of black Jews and other visible minorities in the dating world and society at large.

Black Jews living in New York City have constantly complained about how rabbis and even an entire synagogue would stop them from attending services, alongside other anti-Semitic practises.

David Strauss, alongside other Ashkenazi Jews managing SawYouAtSinai.com, go against Judaic laws with their racist behaviour by apparently trying to stop “race-mixing” on their website. These people are no different from those that dominate KKK-affiliated groups and white Nazi-apologists in the United States.

It is important to stand against this racist ideology and fight against anti-Semitism as Jewish people who have survived the Holocaust, to ensure that such evil against the Jewish people never repeats itself.

The racist practices of those at the helm of SawYouAtSinai.com must be challenged by civilized Jewish people and other members of society, irrespective of race, to ensure social and racial justice for everyone.

Show support for this move against the racist Jewish site racially profiling black Jews by endorsing this new Change.org petition.

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Keeping up with production demand with labels by the pallet http://www.mbytmf.icu/business/keeping-up-with-production-demand-with-labels-by-the-pallet.html Mon, 24 Aug 2020 08:04:16 +0000 http://www.mbytmf.icu/?p=10840 Businesses across Canada have discovered the benefits of in-house label production. With their own colour label printers, they can now print professional full colour labels on demand, saving them money and giving them the ultimate in flexibility. Having a variety of blank label rolls on hand is essential to productivity. DuraFast Label Company’s new “labels by the pallet” program allows businesses to save even more on select thermal transfer and direct thermal labels with factory-direct pricing. DuraFast Label Company manufactures its labels in Toronto, Ontario and ships them to locations throughout Canada. Why Buy Labels by the Pallet? For businesses […]

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Businesses across Canada have discovered the benefits of in-house label production. With their own colour label printers, they can now print professional full colour labels on demand, saving them money and giving them the ultimate in flexibility. Having a variety of blank label rolls on hand is essential to productivity.

DuraFast Label Company’s new “labels by the pallet” program allows businesses to save even more on select thermal transfer and direct thermal labels with factory-direct pricing. DuraFast Label Company manufactures its labels in Toronto, Ontario and ships them to locations throughout Canada.

Why Buy Labels by the Pallet?

For businesses that print large quantities of labels each quarter, buying labels by the pallet is the cost-effective choice. While you could order your labels in smaller quantities that require more frequent ordering, more packaging waste, and higher costs.

By ordering labels by the pallet, rather than getting a few rolls or a carton at a time containing a few thousand labels, you’ll receive an entire pallet containing anywhere from 120,000 labels to more than 700,000 labels depending on the label size. Because of the label volume when ordered by the pallet, you’ll also get factory-direct pricing. The wholesale discount varies based on the labels with many listed for more than 50 percent off regular prices.

Which Labels are Available by the Pallet?

DuraFast Label Company offers its most popular thermal labels by the pallet with both direct thermal and thermal transfer labels available in many sizes and configurations. Choose from direct thermal or thermal transfer label rolls on either a 1-inch or 3-inch core as well as fan-folded sheets. Colours include white, blue, green, pink, yellow, orange, and red. Sizes range from 3”x2” to 4”x12”. Most of the labels have rounded corners and perforations as well.

These matte thermal labels offer the perfect blend of quality and price for a wholesale value that can’t be beat. They are compatible with a broad range of industrial thermal label printers and ready for immediate shipment across Canada.

How to Get Started

Visit DuraFastLabel.ca to take advantage of factory-direct pricing on labels by the pallet. Save 50 percent or more on labels by ordering factory direct.

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